Find Your Dream Home for Less—Diving Deeper Into Our 4.875% 30-Year Fixed Interest Rate
Find Your Dream Home for Less—Diving Deeper Into Our 4.875% 30-Year Fixed Interest Rate
At McCall Homes, our team is aware of the noise surrounding current interest rates, and we believe that no one should miss out on their dream home due to financial constraints or uncertainty. Because of this, we’re beyond thrilled to be offering a fixed interest rate opportunity on our gorgeous new homes in Billings, MT—each designed to fit an array of different lifestyles and needs.
Through our partnership with OneTrust Home Loans, qualified buyers can secure an impressive 4.875% interest rate on a 30-year fixed mortgage. This exclusive rate is available for any pre-designed or personalized owner-occupied homes—as well as a competitive 5.75% interest rate on investment properties. Read below to learn more about this phenomenal offer and discover the quick move-in homes that could soon be yours for less.
About our fixed interest rate opportunity
High interest rates can often be a major obstacle to homeownership, with even a slight difference in rates leading to substantial savings over the life of a mortgage. Our current offer allows you to save thousands of dollars, providing you with financial freedom and peace of mind through lower monthly payments. This means you can allocate your savings toward other important aspects of your life—from college funds for kids to retirement savings and everything in between.
With our new financing option through OneTrust Home Loans, you could potentially save up to $701 per month compared to a 7.5% interest rate—amounting to over $250,000 in savings over the lifetime of your loan. While actual savings will depend on your specific loan terms and current market conditions*, the benefits of this offer are considerable.
Quick move-in homes in Annafeld
This incentive applies to several stunning quick move-in homes in our sought-after Annafeld community. Here are some of the new construction homes in Billings, MT you can take advantage of:
- 1810 St. Paul: Single-family home option with 2 bedrooms, 2 bathrooms and 1,064 square feet—built with the stunning Glacier plan.
- 1822 St. Paul Lane: A slightly larger single-family option with 2 bedrooms, 2.5 bathrooms and 1,360 1874 Annafeld Parkway West: Both are built with the Moondance plan, offering 3 bedrooms, 2 bathrooms and 1,408 square feet.
- 1857 St. Paul: Both will be move-in ready in October for those wanting more time to transition. Filled with 3 bedrooms, 2.5 bathrooms and 1,623 square feet—built with the Arrow plan.
- 6117 Elysian Road and 6111 Elysian Rd: All investment properties qualify for the 5.75% interest rate. 4 bedrooms, 4.5 bathrooms and 2,176 square feet. All are built with the incredible Lewis Duplex plan
Save big on your new McCall home
This opportunity won’t last forever, and our dedicated team at McCall Homes is here to guide you through every step of the process, ensuring that you lock in this exceptional rate before it’s gone. We’re committed to providing you with a seamless and enjoyable home buying experience, so give us a call at (406) 651-5354 or fill out our online form today for the chance to secure your dream home with this remarkable interest rate before this offer ends.
*Regulated by Montana Division of Banking & Financial Institutions, License #2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: onetrusthomeloans.com/licensing-information/ (https://onetrusthomeloans.com/licensing-information/). *The advertised loan is a Conventional 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 4.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $238,496 loan, there is a 5.123% APR with a monthly principal and interest payment of $1,262.14 for 360 months. Interest rate quoted assumes a purchase with 30-day lock pricing at 70% loan-to-value (LTV), a minimum FICO score of 760 on a primary residence. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown do not include taxes and insurance; actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available. The home loan application must be dated on or before May 1, 2025, and must fund with OneTrust Home Loans to receive the promotional rate. This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice.