by Kelly Smith | Apr 9, 2020 | Financial Insights, First-Time Homebuyers
The last few weeks and months have caused a major health crisis throughout the world, leading to a pause in the U.S. economy as businesses and consumers work to slow the spread of the coronavirus. The rapid spread of the virus has been compared to prior pandemics and...
by Kelly Smith | Mar 23, 2020 | Financial Insights, The Market
With all of the havoc being caused by COVID-19, many are concerned we may see a new wave of foreclosures. Restaurants, airlines, hotels, and many other industries are furloughing workers or dramatically cutting their hours. Without a job, many homeowners are wondering...
by Kelly Smith | Nov 11, 2019 | Financial Insights
Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice. This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill....
by Kelly Smith | Oct 30, 2019 | First-Time Homebuyers
The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability...
by Kelly Smith | Jun 21, 2019 | Financial Insights, First-Time Homebuyers
Most home shoppers start shopping for a home before they know their budget. Once you’ve thought about moving, it’s hard not to hop straight online and start looking at listings. So no judgment here. Looking for your a home is exciting and you can’t...
